Buying - ROBERT MITCHELL

Free Reports on Buying a Home

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in FRESNO or elsewhere in California.

Below, select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.

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How Do I Calculate Property Tax?

Property Tax Estimator

The following schedule is offered as an aid in estimating the amount of property tax

1. Estimated Sales Price.......................................................$__________________

2. Estimated Ad Valorem Tax Rate........................................$________0.01219____

3. Multiply Line 1 by Line 2.

(This is your estimated Ad Valorem Taxes).............................$___________________

4. Direct/ Special Assessments.............................................$_______$34.06______

5. Add Lines 3 and 4.

(This is your estimated Total Annual Property Tax)..................$___________________

NOTE: The amount estimated on line 5 may not appear on the first annual property tax bill because reassessment by the county is not immediate. For that reason you may receive one or two Supplemental Tax Bill(s) that are independent of the regular annual property tax bill until the new assessed value is included on the annual property tax bill. To Estimate the amount of the Supplemental Tax Bill(s), use the form below:

Supplemental Tax Bill Estimator

The following schedule is provided for you to estimate the potential amount of the supplemental ad valorem tax on a given property. It does NOT include the amount of the regular annual Property Tax. This provides an estimate of the "Supplemental Property Tax Bill(s)" that you can expect to receive during the first year of ownership, and is for your planning purposes only.

1. Estimated Sales Price......................................................$____________________

2. Estimated Current Assessed Value....................................$____________________

3. Subtract Line 2 From Line 1

(This is your Estimated Supplemental Assessed Value)............$____________________

4. Multiply Line 3 by 0.01219

(The estimated Ad Valorem Tax For your property)

This is your Estimated Full-Year Supplemental Tax Obligation..$_____________________

Free Reports on Buying a Home

How Do I Calculate Property Tax?